All the experts on Wall Street keep predicting when the next boom in the real estate market will be and it seems they keep missing. Real estate is still not booming like some thought it would. The overall economy is in much worse shape than most of us first thought. Many of our current problems can be blamed directly on the banking industry. I don’t think no one knows yet how deep this hole is, that we have dug for ourselves. You’re not alone, if things are tight on your end and you’re struggling to make ends meet.

Another disturbing trend outside of the real estate markets, is the fact we keep losing jobs. If the loss of job rates continue to increase, then no one will have the money to pay their bills or buy new land. The real estate market is not going to recover this year and it may even be years away from any long term recoveries. Our financial situations can’t get better with fewer jobs and this trend will have to change first, before America can begin to have any confidence in the guys that work on Wall Street. This is not a good time for a small business to start up and no one should be investing in the cheap stocks that are currently available. Your home and land just aren’t worth today what they were yesterday, but let’s hope tomorrow they will be worth the same as they’re today.

It appears President Obama is clearing the way for two new nuclear power plants to be built in the state of Georgia. No mention of where these power plants will be built in Georgia yet, but it’s one piece of real estate I would not want to be near. This will be the first time in more than 30 years that the U.S. Government has approved a new nuclear facility. Many people against these nuclear power plants say that there is no proper way to dispose of the radioactive material that these plants create.

New power plants fueled with nuclear energy will help the United States to be less dependant of foreign oils. Nuclear energy is a cleaner fuel and will produce less greenhouse emissions that some of the coal plants that are in operation now. These two nuclear power plants in Georgia will cost about 8 billion dollars to construct. At least the government is giving a loan for 8 billion dollars and most of this money will go to Georgia, to build both of these nuclear power plants. The President is calling this “homegrown energy” but at some point in the future someone will be calling this a ”homegrown problem”.

We do need to figure out ways to be less dependant on the Middle Eastern Nations that supply us with so much oil each year. We are in a collision course with a future energy crisis and it doesn’t look like we will avoid it. The oil in the ground can’t be pumped out forever and the Earth will run out of this precious oil in less than 25 years. We are using our oil reserves too fast now and everyone is going to see big changes in 20 years from now. I’m not convince that building nuclear power plants in Georgia is the best way to go, but these new power plants will create new jobs in Georgia. It seems a remote location in Alaska would be the idea place to build nuclear power plants, but Barrack Obama and his administration have their heart set on the state of Georgia. It should be interesting to see exactly where these two new power plants will be built in Georgia and I look forward to seeing the proposed areas.

Hillary Clinton Travels to the real estate of Haiti that was leveled by a 7.0 magnitude earthquake last Tuesday.

A trip down south for Mrs. Clinton led her to a piece of land that the whole world’s attention is focused on right now. Haiti and their citizens must have been shocked to see a powerful 7.0 earthquake hit their area this past week. Haiti is nothing like California, where we expect earthquakes to take place. None of the structures in Haiti were designed to hold up against the effects of a small earthquake, so you can imagine the damage that took place Tuesday when a powerful one struck this tiny island; that is one half of the Hispaniola Island. The other half is the Dominican Republic and they seem to escape the powerful land shocks from the earthquake that affected the Western part of the Island.

Hillary Clinton got to see first hand the damage in Haiti. She also probably got to witness thousands of people needing food and medical attention. It’s been a slow process delivering aid to these people, since the main seaport was damaged badly and the airport in Port-au-Prince was also hit hard. It’s taken a lot of work just to get the airport up and running to the limited capacity it has right now. The supplies have been accumulating nicely over the last couple of days at the airport, but the challenge still remains, how do they get these supplies out to other parts in Haiti. The most deliveries were made on Saturday and this is really the first day where help arrived for the needy that were not located near the airport. Sunday will be a pivotal day in this region of the world as it becomes a race to deliver more food, water, and medicines to the people living in remote regions and the outer parts of Port-au-Prince; which is the capital of Haiti.

I’m not sure how much good it does for Hillary to be in Haiti this soon after the earthquake. If she is willing to roll up her sleeves and help distribute some of these items out to the locals; then her arrival will be a welcomed one. If she is just doing this trip to Haiti for show and plans to return back to the USA in the coming days, then I think this will be a negative impact on her political status.

The people in Haiti have waited so patiently for these supplies and this has to be the number 1 thing for those on the ground and lending help for the relief effort. Hopefully Hillary Clinton understands this and plans to stay in Haiti until the situation has stabilized down there. This could take a few weeks to a few months to complete, so hopefully Clinton is up to the task.

Mr. Clinton has teamed up with George Bush Jr. and they are trying to collect money for the releif efforts in Haiti. They want to present their charity as a place people can make donations and know their money is going straight to the cause. You don’t always get this with other charities and Bush and Clinton hope their efforts will bring in a few more dollars for those that are reluctant to give their hard working money to charities.

How long do you think Hillary Clinton will stay in Haiti?

A. 1 Day

B. 2 Days

C. 3 Days

D. 1 Week

E. 10 Days or Longer

Hopefully the answer to this question is “E” and we will see one of our American leaders braving the conditions and learning to live on the limited resources that is currently available in Haiti.

Where is everyone going to live at in the 21st century? The housing market isn’t improving like it should be and this industry is going to be getting some major work soon. According to Jim Cramer on CNBC’s Mad Money, he says America is building new homes for a population of 180 million citizens. However, we currently have a population close to 310 million, so our housing development is losing ground daily. Now with winter here, we are going to see our normal slow downs and who knows what it will be like in the Spring time of the year.

How can this help me in the stock market? That’s a good question and investors might have a play in this current pattern we are in. A home builder like Toll Brothers would be a descent choice for a long term investment. The home supply stores like Ace Hardware, Home Depot, and Lowe’s would all be solid choices too. How about investing in the company that owns the most land in the United States? I think that would be the best play in the stock market and the largest U.S. real estate owner really isn’t in the housing market. Real estate companies may need to purchase some of this company’s land, but I’m not so sure it is for sale. This is actually a good trivia question and ask your family or your smart friends “what company owns the most U.S. property in America?”. I have a feeling most will not get this question right. The answer would be Plum Creek Timber and they own like 7 million acres or something like that. If this company interests you; then you can find them under the stock symbol: PCL

Plum Creek Timber is a $35 stock and they were up .73 cents at the close on Friday’s trading. They offer a nice dividend with their stock and the company has enough cash on hand to pay out a full year’s dividend without making another cent. Shareholders are getting about $1.68 yearly in dividends for each share of PLC they own. If the stock price doesn’t going higher, you will still double your money in 14 years with the dividends alone. I think a $43 price target is within range for the next 3 months and could be a $50 stock in December 2010. This would be a nice investment if this did play out like this and investors would still be getting that huge dividend from Plum Creek Timber too. I like this stock and so does the people at MSN.com. They have a stock rating system there and it goes from 1 to 10. The higher the number, the better they like a stock and currently PLC is listed as a 10 and a moderate buy. I’m not sure why the real estate market is still lagging behind, but a timber company like Plum Creek is one indirect play investors could choose; if they want a stock with potential and huge dividends. Look it up and let me know what you think about Plum Creek Timber.

A piece of real estate worth considering these days is located in North Myrtle Beach. There is a resort area there that has 4 star service for it’s guests and you can take advantage of these awesome services, by being the next guest to enjoy the luxuries at Seaside. This Oceanfront Myrtle Beach Hotel is one of the nicest places you will find in South Carolina or any other areas on the Atlantic Coast of the United States. The white sandy beaches and the warm sea breezes blowing through your hair is only the start for you and your family; when you select the Seaside as your next place to stay in Myrtle Beach.

Myrtle Beach is a great choice for a family vacation. The resort area at Seaside is 2nd to none and you will be hard-pressed to find a better place to stay at in Myrtle Beach or any other destination you could choose for you and your family. The other Oceanfront Myrtle Beach Hotels just don’t offer all the amenities that the Seaside hotel and resort area have to offer. You just won’t believe all the attractions, shopping, and entertainment that is available to choose from in North Myrtle Beach.

Does a golfing vacation sound fun to you? Golf is very popular in Myrtle Beach and they offer a wide selection of golf courses to choose from. If you’re planning a vacation soon and would like to hit a few golf balls around; then the Seaside is the place you want to make reservations for today! You can check around for other hotels in the area to choose from, but I have a feeling you will select this Myrtle Beach Hotel to stay at this year. This is your chance to start living life on a piece of oceanfront property that is located on the beautiful beaches in Myrtle Beach.

The recent problems in the economy with banks and the housing industry has created a lot of value in the real estate stocks. We may start to see a sharp increase in some of these stocks moving forward. It’s hard to determine which real estate stocks will surge ahead the most in 2010, but we can still take advantage of this industry in our stock portfolios. A mutual fund or an ETF (exchange traded fund) is a good way to take advantage in the real estate market. You can start investing in a fund that is geared toward a bunch of different companies that deal with the real estate industry.

You always want to diversify in your investment portfolios. Only a small percentage of your stock buying desires should be focused on the real estate markets that look poised to go higher in 2010. In case something else happens in our short term futures, we won’t feel the effects as much if we are properly diversified. A shift in your current portfolio toward the real estate companies is a good idea. Just make sure you do this process gradually and make sure real estate is not taking up more than 20% of your entire investments. You can find several good mutual funds and ETF’s that will help you benefit from the real estate markets; that should see a sharp increase in 2010. Still too risky of an area to commit to just one real estate company, so a ETF or a mutual fund that focuses on land and property is your best way to invest in the real estate stocks.

Ok, you just got a ton of money or you won the lottery and now you can move to any U.S. state of your choice; which one would you choose? I’m sure most of us would just stay in the state we’re currently living in, so let’s change the rules to this fantasy scenario. You just got a bunch of money, but in order to get the money, you have to leave your state and make a home in a new U.S. state. Now which state in America would be your choice? Do you have more than 1 choice?

I would like a state with natural beauty. I would think Alaska, Hawaii, Colorado, and Vermont would be high on my list of choices for natural beauty. I would fear the tsunamis living in Hawaii and might stress a little with so much water around. The winters in Alaska are brutal and not sure I could deal with them. I guess my choices for natural beauty would come down to Vermont and Colorado.

I would miss my old state of Georgia, so a bordering state that is like Georgia would be Alabama, Tennessee, North and South Carolina. I would probably feel at home in either of these 4 states located in the deep south. If I ever did get put in this position; where I could get a large chunk of money for selecting a piece of land or real estate outside of Georgia; then I think I would probably choose one of these 4 U.S. states. How about you? Which state or states would come up the highest on your list, if you had to move to a new state in the USA?

A sad story coming out of the state of Georgia where a man lost his life while hunting in the woods. Apparently a 68 year old man was in a tree stand and on his attempt to come down from the stand, he was bitten by a snake. The snake bite proved to be fatal as the man’s grandson tried to get him to safety by the use of an ATV or 4 wheeler. The 68 year old man continued to pass out on his journey out of the woods and would fall off the 4 wheeler. By the time emergency personnel had reach the man, he was unresponsive to their treatments and passed away.

The man’s name was Dick Rupert and he is from Winder, Georgia. I’m sure it’s been a rough weekend for his family, from this horrible hunting accident that occurred on Saturday morning in Oglethorpe County located in Georgia. Normally we think of a gun shot wound as a hunting accident, but there is many forms of hunting accidents that take place each year in Georgia and the rest of the country too. The hunting accident that ended Mr. Rupert’s life on Saturday was apparently caused from the venom of a snake; when it bit Dick Rupert on the calf. While most of us know that some snakes are poisonous, it is rare for them to actually kill people. Especially when someone goes for immediate medical treatment like in this case with Rupert’s hunting accident.

The people that are associated with this hunting accident are thinking the snake was a timber rattler (a type of rattlesnake); which are found commonly in Georgia. The picture above is one of a timber rattler and perhaps was a snake of this size that bit Mr. Rupert on the calf. If you look closely at the tail on the left side of the picture above, you can see how blunt the tail comes to an end. A rule of thumb with poisonous snakes, is that their tails will be very blunt at the end. This means that instead of the tail gradually decreasing in size near the tail, it comes to a drastic decrease at the end. A snake that isn’t poisonous would gradually decrease in size near the tail and would have a more symmetric looking body shape. This is only a rule of thumb and this isn’t 100% accurate all of the time. It is wise to just avoid all snakes, but especially the ones you find that have this quick and blunt tail look to them, like the timber rattler has in the picture above.

Rattle snakes are poisonous snakes and their venom can kill people. Most people know these snakes due to the rattler that is at the end of their tails and they will shake their tails causing a “rattle noise” that warns people and other animals that they are in the area. I’m not sure if the rattler was being heard Saturday morning when Dick Rupert was hunting in the woods of Georgia, but it is a sound you can hear very well. I would imagine the snake was just at the bottom of the tree stand and Mr. Rupert surprised the snake when he was climbing down and the snake felt threatened or got stepped on. This rattle snake probably didn’t have time to use their rattler, that would have surely warned Rupert to stay away and could have avoided this tragic story.

Let’s just hope Dick Rupert didn’t die in vain on Saturday and someone out there will learn from this accident. If we can use his story to warn other hunters the dangers that are out there and especially the dangers with snakes; then we can make the best out of a bad situation. The tree stands are great in the woods and give us the surprise factor over deer, but we do surprise the other animals in the woods too; when we use these tree stands. It sounds like this rattle snake made it’s way to the base of this tree stand and wasn’t expecting anything coming down from the tree. A snake senses are great about picking up vibrations from the ground; when a person or other animal is on the ground walking toward them. The snake in this story didn’t have a chance to really use it’s natural senses, since a hunter was coming down from a tree stand. If the timber rattler would have seen the hunter climbing down; then chances are the snake would have crawled away or used it’s rattler to warn the hunter of it’s presence.

The topic mainly seems to be on health care these days and not sure what is being done to our housing and real estate problems. This was the big story a few months ago and the housing industry was getting hit hard. Is real estate ready for a come back in 2010? Or perhaps later on this year?

I think we forgot about land and what a great investment it is these days. A person that can afford a nice piece of property right now; should really take a chance on it. Very good prices are in the marketplace on land for sale and I think now is a good time to buy. After the health care issues get worked out in Washington, we may see the focus go back to the banks, lending institutions, and real estate properties. I think before that happens is when investors could make the most profits in the real estate market. Just don’t forget about land and I think if you have the opportunity to buy some at a cheap price, I would take full advantage of it. Investors that get in on the action now will have the chance to make a really nice profit in about 2 to 3 years from now. Land should be on it’s way back up real soon and those getting in now will enjoy the ride they are about to see in the real estate market.

The old Soviet Union must have got their feelings hurt due to all the attention that has been focused on Iran and North Korea lately. They also want the world to look at them as a hostile nation too. The Russians now have two nuclear submarines that are patrolling the waters off the east coast of the United States. A Russian General has confirmed this and wanted to make sure that this news made it into the media stream of the U.S..

It’s no big secret what certain countries are trying to do behind close doors. Russia is out of the loop and isn’t aware of our knowledge we have on them. Hurricane Katrina was caused by a direct Russian attack. The use of weather in war is a new toy for the Russian nation and they are the ones that caused Hurricane Katrina. They are sending low-frequency waves into the atmosphere which cause one layer in the atmosphere to expand and change jet stream patterns. Changing these high velocity winds known as the jet stream can bring on drought or severe weather to certain parts of the world. The Russians caused a terrible drought to occur in California many years ago with this tactic of using weather as a weapon of war. We got to see their ruthless tactics again when Hurricane Katrina was directed to our shores from Russian interference.

The U.S. launched it’s own weather-changing patterns right after Katrina and set up a high-pressure area off the coast of Florida. This directed all hurricanes away from the U.S. coastlines the following year after Hurricane Katrina. The U.S. continues to have to deal with Russia’s tactics on trying to cause problems in the 21st century. The invasion of Georgia was unacceptable actions by the nation that use to rule over Georgia and we haven’t forgot about this latest deed either.

The flight patterns of Russian bombers and the presence of Russian submarines off the coast of the United States is not actions of a friendly nation and not a country you want to eagerly help. No military action will be taken right now as long as the Russian nation continues to actively talk with other countries about trying to harm the United States of America. Lots of good intel is being gathered right now and the U.S. won’t lose this connection; while Russia continues these cold war tactics. A harsh future does await the officials of Russia; when all of the evidence gets brought before a table of world leaders to condem the Russian nation and other nations that are actively partcipating in talks with the former Soviet Union.

Since the mortgage industry has come under fire many people are examining their mortgages to see what type of agreement they have gotten into. There are many reasons to obtain a mortgage refinance. Some of those include those that want to convert to an adjustable-rate mortgage with a lower interest rate or more protective features. Build up equity more quickly by converting to a shorter term loan, and draw on the equity of their home for your child’s education or home improvements. The rates vary depending on what part of the country you are in so for example Nevada mortgage rate may be better since the housing market in most areas of the state are still growing and banks are willing to take a little more risk as compared to areas in Florida where the market has gone soft.

You can check on your options for those programs to sell my house that offer up solutoins to help you list and find buyers for your home through various low fee brokers. You can also locate  home loans and get some great information about the types of loans that might fir your specific financial situation. The key with any mortgage is to check all the aspects of the loan and if you are considering an adjustable loan find out if their are any penalties for pre-payments. Most people can obtain their dream home and find the right mortgage with the proper education and not rush into a great deal.

You just got done with your last day of work for life and now you’re ready to retire. Are you heading to the Sunshine State in Florida like most retirees do? Or do you have other plans for a place you will spend your final days? I think these types of questions can be important for someone that has recently retired from work or plan to retire in a few short years. If the money you get each month after retirement is not a lot; then you will want to find cheap cities to live in. This means finding areas in the United States that are relatively cheap on taxes and makes it affordable to the older generation. The place you choose to set up camp after retirement can determine if you will be a wealthy person living on your pension or someone that is just barely making ends meet each month.

Where are the top 10 cities in America that a person could go to live after retirement? I’m not sure what the 10 very best places would be, but I do have 10 solid choices that would make life a whole lot cheaper after your working days are over. There is even 1 place located in Florida for those that want the warm weather and could meet others that have retired from their jobs too.

10 Cheap Cities for the Retired Living in America

1. Billings, Montana

2. Cheyenne, Wyoming

3. Doral, Florida

4. Henderson, Nevada

5. Juneau, Alaska

6. Manchester, New Hampshire

7. Nashville, Tennessee

8. Sioux Falls, South Dakota

9. Spokane, Washington

10. Stafford, Texas

These are the places that would treat you the best on taxes. Paying taxes as a retiree can eat away a big portion of your monthly checks. These cities in America are the ones that would take the least cut and let the retired folks enjoy more of their money to spend on other things. Choosing where to live after retirement can be a big difference on the type of lifestyle you can live each day. I believe as retirement gets closer for most working people right now; they will take more considerations on where they live, so they can have a little more money in their golden years. America does have cheap USA cities and low tax cities for people that want to live comfortably after their working days are over.

It may not always be clear to some home owners where their property line ends and the neighbor’s begins. People all throughout time have got into disputes over land lines. Land is a good investment and it takes a little money to buy it too. I can see how problems could get started with property prices so expensive these days. You certainly don’t want your neighbor taking away any of that valuable property that is legally yours. I’m sure your neighbor feels the same way and they don’t want to give up any land either. The best way to solve the problem is get a surveyor to come out and draw the line between the two property owners claiming the same land. Once the line is in place, you want to keep it marked with a fence or some boundary that isn’t easily removed. Something as simple as a PVC fence could be installed on the property line to establish an official boundary between two neighbors feuding. If you think you have a piece a property that a neighbor is using, you need to take it up with them immediately. The longer they go on using your property is the longer it generally takes to solve the problem.

It must be tough for a family to move from a place they have lived their whole lives at. I know mountain folks and people living in the country that have owned their land for several generations and then someone decides to develop the property or build a road through it. It can be tough on those families that are forced to move and especially if that is the only home they have ever known. I have lived in my house for over 30 years and I have gotten use to it now. I’m not sure I would want to move, even if I won the lottery.

The people that have the roughest jobs are the ones that have to make these poor mountain folks leave. They are often confronted with violence or shotguns and this is usually how mountain folks speak. They are a tough bunch and they learn to stick up for their neighbors. They probably could use some more manners from a mountain forum or something like that, but these people tend to survive much better than city folks do when confronted with bad news. You may think of the people living up in the mountains as calm and laid back folks, but when you get them upset, you will hear them speak, that’s for sure!