Leave it to the Mommie Bloggers online to get the word out about anything good. I know making money for no cost is a real good thing. Recently a TV news reporter decided to do a story on work at home jobs. Since the economy has been sluggish lately, they wanted to see how some folks are making money on the Net from their computers at home.

One lady in this TV news story was a work-at-home Mommy Blogger. She has a variety of ways to make money on her blog and also writes up reviews for online programs. This is great information to beginners, so they can avoid the scam sites online. While doing this story, the TV news reporter happen to mention two different websites online, which this Lady Blogger was using herself. One of the programs mentioned on television was Hits4Pay. I didn’t have to look this one up, since I have been a member there for years. I can vouch for the Hits 4 Pay program online. It is totally FREE to join and you can begin making money from day 1. Before I give you some tips for Hits4Pay, let me show you this video of the news story I am talking about online.

Hits4Pay Program Mentioned on the TV News

Click here to view the embedded video.

Did you hear it? If you missed the Hits4Pay reference, please go back and replay the video again. It is around 1:09 (1 minute and 9 seconds) into the video; when the ABC News Reporter Courtney Brennan mentions the name “Hits4Pay” on the Channel 13 News from ABC.

The video up above gave a good tip at the end, that both of the women featured in this story, did agree with. This is to keep expectations low, especially when you first start. Your financial goals are really not even needed to begin with. Your first task is to get started!

Sign up for a few programs online and avoid spending money. There is plenty of free programs to start with, so no up-front money is needed right now. The goal is to wake up everyday and do at least 1 thing, that helps your online business. Make sure you use each and every day to push your online finances higher. As long as you work at this daily and never give up, you and anyone else will eventually succeed online. Most people have no problem with motivation and determination in the beginning. So if you’re a beginner now, just go out, do your own research, and have fun! Once you start to lose that motivation or its getting boring to work online, this is where I can help you (maybe?). It really will depend which paths you chose and what advice you have taken and began to put in use.

If you join free programs like Hits4Pay online and like to use the free advertising sites and methods on the Internet; then you’re speaking my language. My main source of income does come from blogging online, but I love my money-making websites the best! The ones that pay us cash money, when we are sleeping, watching movies, eating, or playing out in the yard with the family. Its a great feeling to be earning real money on the Internet, when you’re not even online or at your computer. It is not hard to get this set up either! Just remember to keep your financial expectations low and do something daily to improve it and you will be on the way to success!

Other Links to Free and Honest Programs

*ClixSense

*LinkGrand

*Big Crumbs

*LogiPTC

*Cash Gopher

*WordLinx

*InBox Dollars

Look over some of the programs above. They have all paid me real cash money and I plan to make more money with each of them in the near future. Some of these programs require us to come online and perform some type of actions. You will need to do this a lot in the beginning. Once you get more established online, you can begin to free-up some of your time, with some of these free online programs. Building up a downline, is the BEST way to make money with these programs and really any other online programs that pay real money. Instead of you and your computer performing these daily actions for cash, you can get others to do the work for you. Build up your work force! You’re the boss and its up to you to grow the business. Be sure to do your part of the work and your fair share each day. Your long term goal is to establish a big referral base on every level of these work-at-home jobs and programs.

Don’t worry about this and you don’t have to bother your neighbors, family, friends, and co-workers. You will get a referral link each time you join a new program. You take these referral links and add them on free traffic exchanges, newsgroups, message boards, social network sites like Twitter and Facebook. Yes, you can use your current Facebook account to help promote your new online programs you just joined!

For those living in the United States (and a few other countries accepted) please join SwagBucks now! This is a great website to make your new homepage. This is a really fun way to earn money online. You have a variety of ways to earn “swag bucks“. These “bucks” are NOT real cash money, but they can be traded for REAL CASH MONEY! Doing a few online searches a day, will give you the chance to win SwagBucks daily. It is really easy to earn these online bucks and they can be used in a lot of different ways. For instance, members at Swagbucks can enter the SwagStakes, which is my favorite feature, for the chance to win all kinds of different prizes:

*50 SwagBucks

*100 SwagBucks

*500 SwagBucks

*$25 PayPal Card

*$2,500 Amazon Gift Card

*$10 CVS Pharmacy Gift Card

*$50 Nike Gift Card

Does any of these Swagbuck Prizes interest you? It is totally free to buy tickets or entries into these prize drawings, for your chance to be the next big winner. Each prize has a different entry fee amount and the number of tickets they will sell. The PayPal cash for 25 bucks, only costs 50 SwagBucks for 1 entry ticket! But the best part, they are only going to sell 100 entry tickets for this prize! You have a 1 and 100 chance of winning! Some prizes have great odds like this; while others have lower odds, so the entry price is cheaper. These prizes change daily and there is always something new going on in the SwagStakes at SwagBucks. I earn 10 and 19 Swagbucks all the time, for just doing a search there. They have a search engine just like Google or Yahoo does. Use the Swagbuck Search Engine several times each day and you will earn 50 to 100 swagbucks with no problem.

Just a lot of ways to earn these special bucks and a lot of different ways to spend them too! Or you can just save them up and cash these in for real cash money! You will NOT have to save for 1 year and cash-in for 5 or 10 dollars. Most new members can make their first cashout request within 6 weeks of joining and often their payout is over 10 dollars! Yes, this is 10 dollars of real money!

Anyone who tries to earn a full time or part time living online from their computers at home, should be a member at SwagBucks and the Amazon affiliate program too! I love Amazon and its a great way to bring in a new stream of income. To join the affiliate program at Amazon, just go to any Amazon page online. Scroll all the way to the bottom of page and look for “become an affiliate“. Just click on that and you should be an Amazon Affiliate shortly!

The goal online is to create multiple streams of income. Swagbucks and Amazon should be on everyone’s list of money makers. Then you can pick and choose the other work-at-home programs for your multiple income streams. The more you have, the more money you will make in the long run. Don’t worry about focusing on 2 or 3 of your best money makers, so you can maximize them out at first. The focus to begin with online is to join lots of different programs and spread yourself out real wide online. The bigger presence you can create in this manner, the more cushion you have to fall back on, when things don’t go your way or a program decides to go out of business. So avoid putting all your eggs in one basket, until you have a couple of years of experience in the online marketing game. It is a game you can win, if you show up daily, don’t give up, and try to learn something new each day.

Stay in touch and I will share more interesting YouTube videos I have found, about making money online and the jobs at home. Also, I can provide you with a lot of free advertising platforms online. Feel free to reply with any questions you have about these online programs or with online marketing in general. Allow 1 to 5 days for a reply from Admin or a.k.a. Blogger Chris. Good luck!

My friend told me that I should log onto shopelectricityratestexas.com has fixed price. I checked into it and ended up switching electricity companies. I have really gotten into the saving money craze lately. I have also signed up for Groupon.com and all of the other money saving flash sale websites like livingsocial.com and cityweekly.net. Recently, I found out that if you purchase your Groupon on Ebay daily deals you actually get money back from your purchase in Ebay bucks. My most recent purchase from Groupon was a great Conde Nast deal. You got a year subscription to SelfMagazine, Vogue Magazine, Lucky Magazine, and Allure Magazine all for only thirty dollars! It was such a steal ( great deal). I usually try and refrain from buying magazines at the stands because they are much more expensive than getting a subscription. When I saw that deal, I just had to have it. That is a whole years worth of fun entertainment for just thirty dollars! I even bought a couple of them as gifts for my mom and sister. They were excited when they got all four magazines in the mail the other day.

Until that day comes, just try to survive. If you plan to shop for something like clothes this Christmas season, be sure to look in the newspaper or online for Kohls coupons or other discounts for clothing stores. You can find some bargains out there, by getting these coupons or discount codes first. Instead of your usual shopping patterns you use to have. Try to change up the old-style shopping patterns. Go look for these money-saving offers you can find on the Internet or pick up the Sunday paper and clip out all of those coupons. Every little bit does help and some of these discounts are really big. Start now at the grocery stores saving money and pretty soon; you will have the extra cash to visit a Kohl’s Department Store or an online shopping website. Be sure to check back later and I will try to locate some new financial tips, so we can all start saving more money!

Make Changes to your Current Insurance

Most insurance companies offer discounts. Call your agent or representative to make sure that you are getting every discount you qualify for. Here is a list of discounts most companies offer that you should ask about.

• Multi-policy discount: If you are insuring your home and car with the same company then you should qualify for a pleasant discount.
• Multiple cars: Most companies will offer a discount to most customers who insure more than one car with them.
• Safety features: Talk to your insurance company to be sure that they are aware of all the safety features on your car.
• Anti-theft devices: Adding an anti-theft features to your car can make your insurance cheaper thanks to insurance company discounts.
• Classes: Talk to your agent to find out if there are defensive driver courses you can take that will earn you a discount on your rates.
• Safe driver discounts: Most insurance companies will provide discounts to the drivers who obey the traffic laws and don’t get in accidents. If you have been citation and accident free for more than 3 years talk to your agent about a discount.
• Prepaid discounts: Pay your insurance bill in full and you may be able to get a discount as a reward.

Simple changes can also make a big difference to the premiums you currently have. One way to get the cheapest insurance is to raise your deductible for an immediate reduction in the monthly premiums. You should also check with your company to see how many miles they show you driving annually. If you drive fewer miles than they have on record, be sure to have them make that correction as it can help lower your rates.

Compare Quotes

You can also compare price quotes from other companies. When making the comparisons, be sure that you are comparing the same levels for liability, collision and comprehensive coverages. Look at the prices after all discounts have been applied. The companies with the cheapest rates may surprise you.

Comparison Websites

You can call different companies to get quotes, but you can get faster results by visiting a cheap insurance comparison website. These sites will provide you with quotes from multiple companies at one time, allowing you to easily make an accurate comparison and make a decision.

Mistakes to Avoid

There are some things you should never do when trying to save money on auto insurance. Do not try to get lower rates by dropping your coverage levels. Insurance is designed to protect you and your assets. Choosing lower levels will only leave you exposed to lawsuits. It is also vital that you do not lie to any insurance company about your driving record or any other information. Failure to be honest with an insurance company can be construed as insurance fraud, a serious criminal offense.

All shoppers on the Net these days can get a free download for their computers. You will find this download over at Drop Down Deals. This is a website which will help shoppers find fast coupons to the sites they’re currently shopping at online. Once you have the free downloaded program working for you, there will be less of a need to search for promo codes, discount numbers, or for those free online coupons. The dropdowndeals promo codes will magically appear; when you go to a site that they have a coupon for. You will not have to leave your favorite shopping sites, just to see if there is a money-saving coupon available. It will appear on your computer screen, to let you know how much money you can save with this particular retailer online. Not only is this free downloaded software going to save us money, but it’s going to save a lot of time too, and to me, that is more important than money!

And don’t worry about the selection of stores you have to choose from. Shoppers will be able to save money at Home Depot, Dell, Toys R Us, Target, Kohls, and other great online shopping sites. These drop down discount codes will work on a variety of browsers. If you currently use Internet Explorer, Chrome, or the Firefox browser; then you are good to go. Windows, Linux, or Mac Users can download the free software to their computers and can begin saving money right away. You must go do this now! If you like to shop online once a week or even once a month; you will be glad you took time out now, to get this free money-saving download. Please be sure to come back here and let me know how much money you have saved.

Gold really isn’t that hard to find. You just have to know where to look for it. I made the mistake of looking on the wrong side of the rocks and boulders that were in the rivers and creeks. To find gold, you need to look on the back side of the big rocks, that you find in water or near the water’s edge. The gold flows down stream and will actually flow over the big rocks (while flooding) and then go straight down, as there is an eddy that forms behind the bigger rocks. So you want to look on the down stream side of the rock. The gold doesn’t get trapped by the rocks while flowing down stream. The gold will go over the rocks and then fall down. So be sure you look on the side, you would not expect to find gold and believe it or not, that is where the gold will be at. If the gold price stays high, there will be a lot more prospectors out on the weekends looking for the shinny stuff.

The demand for gold is going to be strong for the next few years. Or at least it should be, since all cell phones use gold. You can find a small trace amount of gold in each cell phone that is produced these days. I believe its the cell phone market, that is driving up the gold prices so much these days. The last time I looked, the spot gold prices were right around $1500 per ounce. This is a lot of money and no time in our history, has gold ever been this valuable. If the gold spot stays above fifteen hundred dollars an ounce, there is going to be a lot of competition for gold miners out there.

Are you currently looking for gold? Have you thought about investing in the gold markets? Even those old gold coins have a lot more value these days, than they did just 5 years ago. I’m excited the price of gold keeps on going up. How high does the gold prices need to get, before you pick up a shovel and a pan and begin looking for some of that yellow metal gold? The experts believe gold will go above 2,000 dollars an ounce. From what I have seen over the last 18 months or so, I would have to agree with this estimate. Even 2,000 seems like a low estimate, based on the jumps we have seen in the gold markets recently. It should be interesting to see where it tops off at, before we see a pull back and people begin to sell off some of this gold they have stocked up or been saving lately.

1. For 5 of the last 10 years, you must be insured and paid into the program through your payroll taxes, by working or having a real job.

2. Your disability had to start before the full retirement age; which is usually 65 years old.

3. You must meet Social Security’s requirements (or their definition of disabled) to qualify.

Just by glancing through these 3 main qualifications, do you think you or the person you are trying to help, would meet these 3 qualifications? If so, then you may have an excellent chance to start getting monthly installments paid by your benefits of being an American citizen of the United States of America. It is a lot like your normal Social Security benefits; which retired workers begin receiving after their working days are over. SSDI is for people who didn’t make it to their full retirement age of 65 years old and are unable to work currently. Short term disabilities are not accepted. Your physical or mental disability has to have the potential to keep you from working a normal job for at least the next 12 months. Or if your condition is expected to result in death.

*In 2010, the average American was getting paid $1,064 per month in S.S.D.I. Benefits for their disability.

It may seem a little difficult to find a good career in a non profit arena. Your first problem is knowing where to go to look for a non profit job. It’s not like you can pick up the phone book and turn to the yellow pages for the non profit job listings. Even the newspapers, which are good about posting new jobs, usually have very little information, for those who seek a nonprofit job or a career in the non profit World. Your best chance of landing a job in the nonprofit market, is to come online and look for these types of jobs. You can go to this NonProfit Job Blog to learn more about the things you need to be doing, to find a job or a new career in the non-profit World of jobs. There are jobs available, you just need to know where to go and which people to contact, for these special jobs.

Where To Post Non Profit Jobs?

Many of the bosses, managers, or HR employees associated with these non profit jobs and non profit groups, will use the online media resources to get the word out. Using the popular social media websites online is a great tool for connecting employees with those who are offering non profit jobs. Currently you can go to a Non Profit Facebook Listing to find or post new jobs in the nonprofit job World. Another media outlet is Twitter for the Nonprofit Job Market. These are two great places to get you started and help you find the job or employee you have been searching for, in this very rarely mentioned job field in our society.

People who seek these nonprofit jobs are usually on a higher calling than just trying to find a job. They want to offer a service to their community and I think that is great. A lot of these workers are willing to work overtime and even work weekends, when the job requires them to. They’re a looking to help people in a sincere way and a nonprofit job is a good way to achieve this. At least you know your job is helping people, who might otherwise not get this help. We are all here for just a blink of the eye in comparison to the huge World we live in today. When we can use our time to make a difference in this short span of life we have, it goes a long ways, to insuring the next generation of people have the same exact opportunities as we all did to survive on this planet and in our solar system.

The television series Gold Rush Alaska could have been good, but unfortunately the Hoffman family had to be a part of the show. If Todd Hoffman isn’t the scum of the Earth; then I don’t know who is. I can tell you one thing, Mr. Dorsey has more class, knowledge, and respect for people in his little pinky finger; than Todd Hoffman and his whole crooked family has.

Jimmy Dorsey tried to help and he did his best. His lovely wife and children was a great supporting cast for this Discovery TV Show. It was great to laugh at Jimmy, because he did do some things peculiar, but nothing to hate the guy over. Todd Hoffman is the one to blame here and I noticed this right from the start. You just have to go back, while they are all still in Oregon and when they begin to load up for the trip north to Alaska.

During the loading process in Oregon, Todd was talking about a friend he knew, which got killed by a broken chain. It was the same thing they were doing now, as the crew of gold miners were trying to move some very heavy stuff around, by tying chains to it and then pulling it with some type of heavy machinery. So Todd tells us about his friend getting killed in this process and that’s a sad story, but Jimmy Dorsey was not around, when Todd was talking about this. As faith would have it, the chain did snap and if it would have hit someone, it could have killed them. When this event took place, Jim said that exact line “that could have killed someone” and Todd jumped all over Dorsey for no reason. Todd had no right and Dorsey didn’t mean anything by his comments. Anybody would have said that exact line, during a situation like that. It was this point right here, where I did not like Todd Hoffman. Too bad Todd’s Dad did not see this event or maybe he would know a little bit more, about how Dorsey was being attacked by Todd.

No Guts No Gloreeeeeeeee!

Jack Hoffman is the father of Todd Hoffman and he had a lot of catchy phrases that helped to make the show popular in Porcupine Creek, Alaska. Jack seems like a real good guy, somebody you wouldn’t mind working for or getting a little dirt under your fingernails for. He was really the only miner on the trip from Oregon, who had any gold mining experience and his abilities was about as limited as Todd’s was on the trip. Both men read about finding gold and telling stories and hearing stories; than they did actually going out and finding the heavy metal stuff.

I did like Jack Hoffman, until I found out he was a thief. Listen up troop in Porcupine Creek. Jack Hoffman and his son Todd are robbing ya’ll blind. Jack goes in to count the gold by his self, so he can pocket some of it. This is why Jack and Todd did not like Dakota coming in and helping with the gold clean-up efforts in Porcupine Creek. Not long after Dakota came into camp, did the Hoffman’s suddenly run out of money. The trip down to Oregon was a joke. Todd took a huge chunk of gold dust with him, because he had to sell it, without Dakota finding out. I believe the Hoffman’s planned to hide this gold, until their trip was over and sneak it back to Oregon. This plan didn’t work, when the land owner insisted Dakota go in and help the Oregon crew of rookie gold miners.

Now Jack and Todd knew they had a problem. So they planned to sneak the gold out of Alaska and down to Oregon. The Discovery Channel would not leave Todd’s side in Oregon, so he was able to slip off and give the gold to his sister. He asked to borrow about 40,000 dollars, because he figured he had brought this much gold down from Alaska (which he stole from Jim Dorsey, James Harness, Jim Thurber, Chris Doumitt, and Todd’s best friend Greg Remsburg); not to mention Fred “Dakota” Hurt and the landowner of Porcupine Creek. Hey Greg, with a friend like Todd Hoffman, who needs enemies, right?

So Todd’s sister said she would “think about it” meaning she would think about lending Todd the money or not. What she did, was take the stolen gold and sold it. So now you have Todd and his daddy Jack Hoffman being the crooked miners in the camp and you have to watch this; while you go gold mining. Especially with the amount of money the Hoffmans put up and the pressure and stress they was under to pull through. Todd said it his self, he is just a fat kid that has no business mining. This is true. He did very little work, yet he steals about 40 grand of gold or possibly more and only brings back 25,000.  Now the Gold Rush Alaska TV Show made it look like Todd’s sister lent him the money, but she didn’t lend him nothing. After all, she must know how awful of a person Todd really is, if she is his sister. Poor Jack was real nervous about handing the gold off to Todd too, because I think Todd pocketed some of this gold for him self. He didn’t give it all to his sister and even Jack got robbed from too. Who knows, maybe Jack has been robbing from Todd under the tent; while they secretly count their money. Just a bad situation for everybody involved; when you have the Hoffman Clan barking out the orders, making the others feel guilty, cause they put up so much of their own money, but yet, they are robbing gold on the side from the other miners. The only gold miner from Oregon who is really lucky, is Jimmy Dorsey. He got out of there, while the getting was good. Too bad the other miners in camp, don’t see the Dad & Son duo stealing the gold for their self and not splitting it up equally. All of you guys made a nice little profit in the first season, if you would have been given your fair shares of gold. Instead, the Hoffman’s make a profit and sure they are ready to go back again and rip these same hard workers off again. Why not?

Lucky Gold Miner from Oregon

All of you guys need to follow Jack and Todd around and especially in the tent, when it is time to count up the profits from the gold strikes. The Hoffmans are cheaters and look after each other up there, since they are family. Too bad a good man like Jim Dorsey got caught up with a bunch of thieves like the Hoffman clan. James and Jim, both of you two men seem like good guys. I would take you on my gold mining crew any day of the week. I would treat you better than Todd Hoffman and his Pops. Don’t let them brainwash you two and make you think all the blame is on Dorsey’s shoulders. Todd used Dorsey as his scape goat. After Dorsey left Porcupine Creek, Todd had no one else to blame, so he begin to point at everyone; while everyone was pointing back at him.

Todd Hoffman – Thief & Control Freak

If you go back to Alaska with the Hoffman Gold Stealers from the Discovery Channel, be sure to go to the tent and count the gold with these two crooked gold miners. I believe the Hoffman’s are trying to abandon Porcupine Creek, so they don’t have Fred Hurt (Dakota) looking over their shoulders and keeping them straight. Fred came into camp and helped you guys. But nobody could see it, because the Hoffman’s wanted to tell people what to do and be the controllers and bosses. Sometimes a boss has to take a backseat and allow someone else to lead. This is what makes a good boss, a great boss. Todd was too jealous and this is why he didn’t like Fred in their little crew of gold miners.